401(k) Case Study.pdf
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Low-Cost, High-Touch 401(k) Plans
FACT: Most employers don't know how much they're paying in fees and expenses for their 401(k) plans.
FACT: You will soon have to disclose that information to your employees.
Effective Nov. 1, 2011, the U.S Department of Labor will require plan sponsors to provide participants with quarterly statements detailing the fees and expenses deducted from their investment accounts. If your employees are like most, they will be shocked and will look to you for an explanation. What will you tell them?
We can help make that conversation easier. I-Pension 401(k) plans feature low-cost investment options with a focus on index funds and exchange traded funds. In addition, our plans offer a broadly diversified menu of investment choices based on the 7Twelve Portfolio introduced in Your Nest Egg Game Plan, written by I-Pension President, Phil Fragasso.
I-Pension's approach to 401(k) plan design and maintenance goes far beyond low-cost fees and expenses. We provide industry-leading education to your employees and serve as an actively involved fiduciary to the plan sponsor.
Please allow us to review your existing plan and present an alternative approach. We're so confident that we can dramatically reduce your expenses while simultanenously enhancing service, broadening asset class selection, and helping your employees manage risk and boost performance that we will donate $100 to the charity of your choice if we can't reduce your total plan expenses by at least 10%.
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